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What to do. 
What not to do. 

How many acres do you need for a farm loan? When it comes to qualifying for a loan to buy acreage, Farm Credit of Central Florida has no minimum acreage requirement for farmland or lot loans. Instead, several factors determine eligibility for agricultural financing. Let's explore what really matters when seeking a loan for acreage.

What is a Farm Line of Credit?
A farm line of credit is a flexible financial tool that provides farmers with access to funds to cover operating expenses such as purchasing seeds, fertilizers, equipment, or paying labor costs. It is specifically designed for agricultural operations. Think of it as a safety net, allowing farmers to bridge gaps in cash flow and manage unforeseen expenses that may arise during a growing season.

Bought a lot or land and looking to build a home? It is important to do your research so that you can make informed decisions. 

Are you transitioning your family farm business to the next generation? Farm Credit of Central Florida understands how important it is to prepare the next generation to take over the family business. To help, we are bringing you five tips for consideration from our local farmers and ranchers who have already gone through the transition or are in the middle of the transition. Click below to watch our succession tips! 

Tip #1: The Magnolia Company

FernTrust, Inc., established in 1986 in Seville, Florida, operates as a distinctive family cooperative of quality-focused foliage growers with deep roots in the agribusiness industry.

Farm Credit operates as a cooperative, which loosely defined means a group of people united to meet a common need through a jointly owned business. For Farm Credit, being a cooperative means our customers own us and are eligible to share in the profits each year.

Southern Hill Farm, located in Clermont, Fl began as a tree farm then turned into a small commercial blueberry farm.

At Farm Credit of Central Florida, we're committed to the future of farming. That's why one of our core missions is to provide financial support, education, and resources for young, beginning, and small (YBS) farmers and ranchers in our territory. The costs of land, equipment, supplies, and labor are massive hurdles. Not to mention navigating the complex world of operating loans, crop insurance, marketing, and more. It's easy to feel overwhelmed.

There’s always more to a lender than the interest rate alone, but there are around 26 different factors that go into quoting your interest rate.