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Young, Beginning, and Small Farmers

Farm Credit is committed to the future of agriculture. Therefore, we are very responsive to the needs of young, beginning and small (YBS) farmers and have a dedicated program for them. Our YBS program provides alternate financing for those who may not qualify under normal lending requirements.

Our loan officers understand agriculture and the many difficulties involved in beginning a new farm operation, transferring an existing operation, or expanding into new commodities or territories. We are agricultural experts!

Who is eligible?

Young farmers are defined as those under 36 years of age, beginning farmers are defined as having 10 years or less of experience and small farmers are defined as those having less than $350,000 in annual sales.

If you qualify as a young, beginning or small farmer, Farm Credit is ready to help you. Our loan officers will be glad to review your situation and give you expert advice on the financial programs that may work best for you. We work closely with many government and farm organizations, including the FSA Guarantee Program to assist farmers in getting and staying in business.

Supporting the Future of Agriculture

In addition to direct lending activities, Farm Credit serves young, beginning and small farmers through its support of organizations such as FFA and 4-H by conducting training programs, management seminars, and educational retreats for young farmers, and by supporting scholarship programs for farm youth entering college.

Learn more about available resources for Young, Beginning and Small Farmers

How to write a Farm Business Plan

Have questions? Give us a call or check out our Frequently Asked Questions Page