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Four things to consider before building a home

Bought a lot or land and looking to build a home? It is important to do your research so that you can make informed decisions. 

  1. Septic Systems
    You may not have easy access to sewer systems.  When considering a septic system for your home, you have options.  Different choices dictate the longevity of your system as well as costs associated.  Click here to learn more about the difference between septic systems and sewer systems.
  2. Technology/Internet Access
    Rural homes are known for providing more space and nature.  However, some rural areas are not equipped with internet services or cell service.  It is important to do your homework to find services that fit your needs and will reach your new home.  Farm Credit partners to provide broadband access to rural communities via the rebuild rural project.  Click here for more information about rural broadband and rebuild rural coalition
  3. Land Regulations and Zoning Restrictions
    Land and lots may have regulations regarding what the property can be used for and restrictions on the property based on zoning.  Be sure to know what these regulations and restrictions are for your property before you buy the land, and especially before you build your home. 
  4. Permits
    Many counties require permits before construction begins.  Be sure to apply for your permits early so you are ready when you begin the construction process. 

If you are interested in a construction to permanent lotland, or residential loan, contact us for more information. 

All home lending products are subject to credit and property approval.  Certain restrictions and limitations apply; not valid in conjunction with other offers.

Check out our Frequently Asked Questions page


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