Farm Loans

If you've been in agriculture for any amount of time, you already know it takes money. Operating costs, equipment replacement, capital improvements and expansion all require a source of funding that the average farmer may not have readily available. That’s where we come in.

Farm Credit has been lending money to rural central Florida for decades. We have partnered with thousands of farmers to build and grow their businesses, and we can help you too. We have a wide range of lending options that provide the flexibility to meet your individual needs.

We don't sell checking accounts, savings accounts, CDs or trust services. We don't require compensating balances when you establish a long-term loan with us. Our job is to provide credit to rural America. What type of loan do you need? We can service just about any loan under the sun:

Equipment Loans

Make sure your business operates as smoothly as possible. Whether it's irrigation equipment to help produce the crop, vehicles for the farm operators, or the tractor trailers to ensure safe delivery to the customer; Farm Credit is able to provide the financing to meet your business needs. We have a full range of interest rates and terms to fit every need.

Operating Loans

Revolving and annual lines of credit are available to farm owners and operators. Payment schedules are established to coincide with receipt of crop income or livestock sales. An operating loan may allow you to run your spread more efficiently by allowing savings through cash discounts, locking in prices by paying ahead, and tax benefits for prepayment of certain expenses.

Non-Agriculture Purpose Loans

If you qualify, Farm Credit can make you a loan for a family member's college tuition, buy a boat, airplane, condominium, second home on the beach or to build that mountain retreat you've always wanted.

Real Estate Loans

If you are purchasing, refinancing, rehabilitating, or undertaking some other capital improvements which require a longer term amortization, we can help. At Farm Credit, we understand the capital and commitment need to make your business a success so we strive to put financing in place that meets the needs of your business.

Our Industries

Farm credit can provide loans for a variety of products. Learn more about the industries we serve.

Contact us today to see how we can help you.

Loan Calculator

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The Farm Credit Advantage

Low rates, friendly service and the most knowledgeable staff around regarding rural lending - that's the Farm Credit advantage.

We are with you every step of the way throughout the lending process. From small tracts to large tracts, new construction to renovations, lot purchase to recreational properties – Farm Credit can do it all.

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