Four things to consider before building a home

Bought a lot or land and looking to build a home? It is important to do your research so that you can make informed decisions. 


  1. Septic Systems

You may not have easy access to sewer systems.  When considering a septic system for your home, you have options.  Different choices dictate the longevity of your system as well as costs associated.  To learn more about the difference between septic systems and sewer systems click here.

  1. Technology/Internet Access

Rural homes are known for providing more space and nature.  However, some rural areas are not equipped with internet services or cell service.  It is important to do your homework to find services that fit your needs and will reach your new home.  Farm Credit partners to provide broadband access to rural communities via the rebuild rural project.  For more information about rural broadband and rebuild rural coalition click here.  

  1. Land Regulations and Zoning Restrictions

Land and lots may have regulations regarding what the property can be used for and restrictions on the property based on zoning.  Be sure to know what these regulations and restrictions are for your property before you buy the land, and especially before you build your home. 

  1. Permits

Many counties require permits before construction begins.  Be sure to apply for your permits early so you are ready when you begin the construction process. 


If you are interested in a construction to permanent, lot, land, or residential loan, visit our website or contact us for more information. 


All home lending products are subject to credit and property approval.  Certain restrictions and limitations apply; not valid in conjunction with other offers.


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