Chief Credit Officer
Scarlet is a native of Virginia where she began her career in public accounting before relocating to central Florida in 1987. She is a graduate of the University of South Florida with a Bachelor of Arts Degree with a concentration in Accounting and a Masters of Accountancy. Scarlet is also a graduate of the Graduate School of Banking at Louisiana State University. She holds an active Certified Public Accountant license in the state of Florida. Her 10 plus years of public accounting experience includes financial reporting, auditing, and tax. Prior to joining Farm Credit, Scarlet was the Chief Financial Officer and Secretary-Treasurer of a privately held, vertically integrated global agribusiness. During her seven year tenure with the company, she was responsible for all accounting functions including department management, tax strategy and compliance, and internal controls. Her duties included securing financing and investment of corporate liquid assets. As a member of the strategic management team, she led the development and directed the implementation of strategic business and operational projects. Scarlet has obtained the CIA (Certified Internal Auditor) designation, the CRMA (Certified Risk Management Assurance), and the CFE (Certified Fraud Examiner).
In her current position as Chief Credit Officer, Scarlet is responsible for the Association’s loan administration including credit analysis, loan processing, prior approvals and recommending loan actions to the loan committee. She serves as Chairperson of the Loan Committee and Chairperson of the Credit Policy Committee.
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