Bylaws and Ethics

Our commitment to our borrowers is outlined in our bylaws and Code of Financial Ethics.

Association Bylaws

Our bylaws govern the way our Association operates and serves members like you.

Download and read. (Bylaws 11.20.13 PDF 305kb)

Download and read. (Bylaws Amendment 01.21.15 PDF 216kb)

Download and read. (Bylaws Amendment 04.22.15 PDF 87kb)

Code of Financial Ethics

Our code of ethics explains our promise to act transparently and in good trust for our members and agricultural community.

Download and read. (Code of Conduct Ethics PDF 129 kb)

Whistleblower Hotline

Farm Credit of Central Florida is committed to conducting its affairs to the highest standards of ethics, integrity, and honesty. To help us deliver on this commitment, we have established the Whistleblower Hotline as a communication channel to report concerns related to the integrity of our accounting processes, internal controls, ethical conduct, or allegations of retaliation for having reported matters in good faith. The Whistleblower Hotline is an independent, confidential and anonymous reporting mechanism for your financial and ethical concerns. If you become aware of or suspect any breach of our Code of Ethics or have complaints concerning accounting issues, fraud, ethical, legal or regulatory matters – we encourage you to submit a complaint by either of the following methods:

Fraud Policy

The fraud policy is established to facilitate the development of controls that will aid in the detection and prevention of fraud against Farm Credit of Central Florida (ACA or Association).

Download and read (Fraud Policy PDF 115 kb)

Nationwide Network
  • Assets in excess of $260 billion
  • Nearly 500,000 member-borrowers
  • Approximately 13,000 employees
  • Coverage in every county in all 50 states plus Washington DC and Puerto Rico

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